It’s always good to take preventative measures where you can – and that includes protecting your home against storm damage. Find out the easiest ways to get started right here.

 

 

 

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Source: www.fineinsurance.co.uk

Every winter, the UK is battered by a host of (sometimes unpredicted) floods and storms, each of which bring heavy wind and rainfall to usually calm, quiet areas around the country. As a result, your home can be left in need of some complicated – and costly – repairs. So if you want to avoid this sort of unpleasant surprise, why not take preventative action, and get your home as storm-proofed as possible instead?

But what is meant by ‘storm-proof’? Well, in layman’s terms it simply means taking extra precautions against the possibility of damage to your home and garden in the event of stormy weather. There are a number of ways you can do this, including the following:

5 Steps to Storm-Proofing your Home

1. Lock up all your belongings.

This may sound a little obvious, but simply bolting down any lightweight garden furniture and making sure sheds, greenhouses, garages and conservatories are properly locked and bolted can safeguard most of your outdoor belonging against damage from any kind of storm we usually see in the UK. In the event of a weather warning, you should always move any garden tools or mobile furniture indoors, or at least put safely away in a shed or garage. Use padlocks on these outhouses where possible too, as these generally keep things a little more secure than a simply key-lock.

2. Secure locks, shutters, doors and windows.

All doors and windows throughout the property (including skylights, and windows on conservatories and sheds) should be able to close and fasten properly, so they stay closed during any kind of bad weather. This means checking all the locks and fastening mechanism are in proper working order, and repairing or replacing any broken sections as soon as possible. If you have single-pane windows that are likely to shatter in high winds, why not look into updating your property by installing double or triple glazinginstead? These windows are much more likely to withstand stormy weather, and will keep you warmer too!

3. Remove potentially dangerous trees or shrubbery.

Plants and trees that look directly onto your home are at risk of crashing through your roof or windows if they aren’t properly pruned and controlled. If you are unsure of what trees and plants can be cut back depending on how much they arch onto your property, you should contact your local authority straight away, as only they will be able to grant planning permission for the uprooting of deep and/or potentially dangerous trees in the areas surrounding your property. If you lack gardening experience, it’s also a good idea to hire a tree surgeon to do this kind of work for you, as they are fully trained in all the right safety procedures and have the tools and equipment necessary to get the work done as quickly as possible.

4. Install roof bracing or additional support.

This is going to cost a bit more than simply changing a few locks, but additional support for your roof can help it to withstand loose branches and debris from storms, as well as high-speed winds that are likely to send tiles flying off the roof in the event of bad weather. Wooden or metal roof braces are particularly useful, especially for gable roofs or other wide-beamed portions of the home; otherwise some kind of covering, like shingles, are a great way to protect your roof tiles from any kind of immediate storm damage. You can get started by looking at the best ways of hiring a roofer in your local area.

5. Get covered with a comprehensive insurance policy.

insuranceFinally, review your current home insurance policy and double-check it includes cover for potential storm damage. Look over what kind of damage it will pay out for and whether there’s anything specifically related to your property that isn’t included in the small print; after all, it’s never too late to update your policy in time for then next bout of horrible weather! If you live in a coastal area prone to flooding and storms, however, you may find some aspects ‘storm damage to your home’ aren’t going to be covered by your insurance policy – which is why it’s never been more important to go over the first four steps and double and triple-check you are as prepared as can be.

Of course, you might not be able to afford all these storm-proofing measures in one go, but with a bit of forward planning and careful budgeting, there’s no reason why you can’t at least get started on making sure your home is as safe as possible – before any kind of stormy weather approaches your local area!

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